Study analyzes benefits of tracking devices for auto insurance

Study analyzes benefits of tracking devices for auto insurance

A new business study involving Washington University in St. Louis provides analytical theories showing that such driver-monitoring technology can not only prove beneficial to the bottom lines of some consumers, but also to insurance companies by alleviating moral hazards that affect the risks of accidents.

Olin School of Business professors examine the economics of infertility treatments

In vitro fertilization can cost anywhere from $10,000 – $15,000 for each round of treatments. This means access to assisted reproductive technologies (ART) is generally limited to a relatively small portion of couples that seek it. Several state governments have turned to public policy in an attempt to make access to ART more widely available. But two professors from the Olin School of Business at Washington University in St. Louis find that market competition can be as effective at expanding access as requiring insurance companies to cover infertility treatments. At the same time, competition appears to lower the rate of high-risk births and encourages the use of new technologies.