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As the holidays draw near, expect the usual onslaught of well-intentioned suggestions for lifestyle changes guaranteed to make you healthier, wealthier and wiser in the new year. Talk is cheap, but these 13 New Year’s resolutions for 2013 are backed up by decades of research. If your resolve needs strengthening, click through the embedded web links to learn more about the research behind the resolutions, including tips on using your smart phone to quit smoking and the best way to pay down your holiday debt.