As a leading expert and researcher in social and economic development, Grinstein-Weiss is an influential voice in the design of innovative social policies to promote household financial security and asset building, both in the United States and internationally. Currently, she is leading several large-scale research initiatives focused on developing savings policies and promoting financial inclusion among low- and moderate-income households and applying behavioral insights to the delivery of managed care.
In a research paper set for publication in the journal Behavioral Science & Policy, a team of researchers including two from Washington University in St. Louis demonstrated that — by structuring the messaging in the right way — those taxpayers can be encouraged to save their returns for long-term needs or unforeseen emergencies.
Motivational prompts to save tax refunds and suggested savings amounts for the tax refund can increase saving among low- and moderate-income households, finds a new experimental study from the Brown School at Washington University in St. Louis.
If you are on Obamacare, you are likely a better tenant or homeowner. Families who get health insurance through the Affordable Care Act (ACA) are significantly more likely to make their rent and mortgage payments than are those who remain uninsured, suggests a new study from the Brown School and Olin Business School.
Students who come out of college with debt, especially larger amounts of debt, are more likely to face hardship and financial difficulty during their lives, finds a new study from Washington University in St. Louis.
Google’s decision this week to ban payday loan ads should be commended, but also highlights the need that many lower-income consumers have for affordable short-term loan options, says an expert on social and economic development at Washington University in St. Louis.